Interest Rate
Our Ignite Car Loan Rate is Variable 6.5% .
Easy Application
Start Your Application Online.
Join & Apply
No Waiting For New Members
Borrow from €15,000 up to €80,000
Finance New or Used Cars.
Financing New & Used Cars
WHY BORROW WITH US?
We Help Finance
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- Variable rate 6.5%
- Borrow from €15,000 up to €80,000
- Term 1-8 years
- Flexible repayments
- No early repayment fees
- Complimentary car history check
- No mileage restrictions
- Complimentary Loan Protection Insurance
- No transaction fees or administration charges
Contact us and see if we can help!
Loan Calculator
Disclosures
Ignite rate of 6.5% available for loans over €15,000.
Loan Term Options: Repayment terms of 1 – 8 years. No penalty charges for early repayment.
Fees and Charges Disclosure:
- No hidden fees or set-up costs.
- No upfront repayments.
- No transaction charges.
Contact Information:
Phone: 0818 246 497 Email:info@wmcu.ie
Consequences of Non-Payment:
WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
Loans are subject to approval. Terms and conditions and normal lending criteria apply
Representative Example:
A loan of €30,000 over 8 years with 96 monthly instalments costs €402 per month at a variable rate of 6.5% (Annual Percentage Rate (APR) 6.7%). The total interest you pay is €8,552. The total amount you pay is €38,552
A loan of €10,000 over 5 years with 60 monthly instalments costs €212.47 per month at a variable rate of 10% (Annual Percentage Rate (APR) 10.47%). The total interest you pay is €2,748.2. The total amount you pay is €12,748.2
You must be a member of West-Midlands Credit Union to be granted a loan. To become a member you must live or work within our common bond.
Loans are subject to approval.
Terms & Conditions Apply –Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at West-Midlands Credit Union. It does not constitute a loan offer.